Sustainability

Our corporate governance structure ensures that ESG (environmental, social and governance) factors are effectively governed. The social aspect of the ESG framework is where we have the largest impact, where we contribute to a more stable banking system in Europe by acquiring NPL-portfolios from banks – and where we contribute to a more inclusive financial ecosystem by supporting the borrowers with defaulted debts in our portfolios.

Sustainability strategy

Hoist Finance’s sustainability strategy is integrated into our business strategy. We aim to contribute to sustainable development and create long-term values benefitting all our stakeholders. The majority of the NPL-portfolios we acquire are from large European banks, many of which are systemically important. Thereby, we contribute to financial stability by offloading credit risk from the banking system. In our work with borrowers, we strive to develop sustainable repayment plans based on the ability of the individual borrower, which can include both forbearance measures and other types of advisory and support. Read more about our sustainability strategy in our sustainability statement.

Governance

Hoist Finance’s sustainability governance is an integrated part of corporate governance. The Board of Directors is responsible for sustainability issues and strategies including our double materiality assessment. Learn more about how sustainability and ESG risks are governed, our policy commitments and stakeholder engagements in our sustainability statement.

Sustainability reporting

Hoist Finance finalised implementation of the Corporate Sustainability Reporting Directive (CSRD) during 2025. The sustainability statement for financial year 2025 has therefore been prepared in accordance with the European Sustainability Reporting Standards (ESRS). In our sustainability statement, we also present disclosures related to the Taxonomy Regulation.